How much is a mortgage payment on a $350,000 (350K) house?
Estimate principal-and-interest payments using your home price, down payment, loan term, and interest rate. Taxes, insurance, HOA fees, and closing costs are not included.
Estimated payment
Mortgage result
Monthly principal and interest$1,257.33
360-payment planFixed-rate estimate
Loan amount$280,000.00
Down payment$70,000.00
Total of payments$452,637.05
Total interest$172,637.05
Home price$350,000.00
Loan term30 years
Interest rate3.5%
Payments360
Share result
On this page
| Year | Interest | Principal | Ending balance |
|---|---|---|---|
| 1 | $9,714.34 | $5,373.56 | $274,626.44 |
| 2 | $9,523.22 | $5,564.68 | $269,061.76 |
| 3 | $9,325.30 | $5,762.60 | $263,299.16 |
| 4 | $9,120.35 | $5,967.56 | $257,331.61 |
| 5 | $8,908.10 | $6,179.80 | $251,151.80 |
| 6 | $8,688.30 | $6,399.60 | $244,752.20 |
| 7 | $8,460.69 | $6,627.22 | $238,124.99 |
| 8 | $8,224.98 | $6,862.93 | $231,262.06 |
| 9 | $7,980.88 | $7,107.02 | $224,155.04 |
| 10 | $7,728.11 | $7,359.79 | $216,795.25 |
| 11 | $7,466.34 | $7,621.56 | $209,173.69 |
| 12 | $7,195.27 | $7,892.63 | $201,281.06 |
| 13 | $6,914.55 | $8,173.35 | $193,107.71 |
| 14 | $6,623.85 | $8,464.05 | $184,643.65 |
| 15 | $6,322.81 | $8,765.09 | $175,878.56 |
| 16 | $6,011.06 | $9,076.84 | $166,801.72 |
| 17 | $5,688.23 | $9,399.68 | $157,402.04 |
| 18 | $5,353.91 | $9,733.99 | $147,668.05 |
| 19 | $5,007.70 | $10,080.20 | $137,587.85 |
| 20 | $4,649.18 | $10,438.72 | $127,149.12 |
| 21 | $4,277.90 | $10,810.00 | $116,339.12 |
| 22 | $3,893.42 | $11,194.48 | $105,144.65 |
| 23 | $3,495.27 | $11,592.63 | $93,552.02 |
| 24 | $3,082.96 | $12,004.95 | $81,547.07 |
| 25 | $2,655.98 | $12,431.92 | $69,115.15 |
| 26 | $2,213.81 | $12,874.09 | $56,241.06 |
| 27 | $1,755.92 | $13,331.98 | $42,909.08 |
| 28 | $1,281.74 | $13,806.16 | $29,102.91 |
| 29 | $790.70 | $14,297.20 | $14,805.71 |
| 30 | $282.19 | $14,805.71 | $0.00 |
Balance over time
Remaining mortgage balance
What this estimate includes
This calculation estimates principal and interest using the values above. It does not include property taxes, homeowners insurance, mortgage insurance, HOA fees, closing costs, or lender fees.
The interest rate shown is an example input, not a current market quote or loan offer. Change it to a rate appropriate for your scenario.